We do authorize and pay overdrafts for the following types of transactions:
We do not authorize and pay overdrafts for the following types of transactions unless you ask us to (see below).
We pay overdrafts at our discretion, which means that we do not guarantee that we will always authorize and pay any type of transaction.
If we do not authorize and pay an overdraft, your transaction will be declined.
Under our standard overdraft practices:
There is no limit on the total fees we can charge you for overdrawing your account.
If you want us to authorize and pay overdrafts on ATM and everyday debit card transactions,
201 W Woodford St
Lawrenceburg, KY 40342
Opt In to avoid worry and embarrassment. If you don't opt in, your electronic transaction will likely be denied when you lack funds yet try to withdraw money or make a purchase. Opt in... It is easy! Once you?ve opted in, you will receive confirmation by mail of your opt in choice.
That's great! But keep in mind, even if your account normally stays at a positive balance there are always those unexpected instances where an overdraft may occur. We realize that life doesn't always go according to plan. So Opt-In today and avoid the worry.